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TREMONT LENDING PRIVACY POLICY


Tremont Lending takes the privacy of our customers very seriously, not only as a matter of ethics, but also as a means to help ensure compliance with the provisions of the Gramm-Leach-Bliley Act. To that end, we want you to understand what information we collect and how it is used. The following policy is how our company manages the collection, use, retention, and security of both public and nonpublic personal information gathered during the application process.

By giving us your email address, you consent to having us send you emails related to your application with us, as well as reminders about your account, and/or past applications. These may include communications related to:

Applications that are incomplete, denied, or withdrawn
Loans that are paid in full, or delinquent.
Reminders of payments made, or coming due.

You will have the ability to unsubscribe from these emails at any time, through a link included on every email.

We may collect "nonpublic personal information" about you from the following sources: Information we receive from you on applications or other loan forms, such as your name, address, social security number, assets and income; Information about your loan transactions with us, such as your payment history and loan balances; and Information we receive from third parties, such as consumer reporting agencies and other lenders, regarding your creditworthiness and credit history. "Nonpublic personal information" is information about you, not generally known to the public, or obtainable through other public means, that we obtain in connection with providing an installment  loan to you or the list derived using that information. For example, as noted above, nonpublic personal information includes your social security number, payment history, and the like.

We do gather data regarding visits to our website, including domain name, pages visited, length of user session, etc., to evaluate the usefulness of our site.

We may use a software "cookie" when you access our websites. No "cookie" will contain any information that would enable anyone to contact you via telephone, email, or U.S. Mail. (A "cookie" is a small piece of information which a Website stores in the web browser of your PC and can later retrieve. A "cookie" cannot be read by a web site other than the one that set the "cookie". You can set your web browser to inform you when "cookies" are set or to prevent "cookies" from being set.)

We take steps to safeguard this customer information:

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide a cash advance to you.

We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Once information is no longer needed, it is destroyed in a safe, confidential manner.

We use Secure Socket Layer (SSL) 128-bit encryption to encode and decode any information that is sent over the Internet between your computer and our server. Anyone "listening in" on the data transmission would hear only unintelligible gibberish.

We are permitted by law to disclose nonpublic personal information about you to third parties in certain circumstances. For example, we may disclose nonpublic personal information about your installment loan to consumer reporting agencies, to other companies in connection with a business acquisition or sale, or when legally required, to government entities, as in response to subpoenas, or in connection with litigation or fraud investigation. Moreover, we may disclose all of the nonpublic personal information about you that we collect, as described above, to financial service providers that perform services on our behalf, such as the financial institution that processes our ACH transactions. Such information sharing is made as necessary to effect, administer and enforce the installment loan you request or authorize.

Otherwise, if you have given us additional permission to do so, by opting-in, either explicitly, or by giving us your email address, we may send you information about third party offers, except as restricted by law. We do not share any information with other companies, except for them to send you marketing information we feel may be of interest to you. You may opt out of receiving third party offers and/or more information about our products, by either faxing a signed letter with your name and address to 1.888.212.0040 or mailing your request to:

Tremont Lending
Opt Out List
P.O. Box 174
Finley, CA 95435

Please allow up to 30 days from mailing for your request to be processed.

We do not knowingly solicit data from children, and we do not knowingly market to children. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents.

We take appropriate steps to keep your account information accurate and up to date. If you ever notice that your information is not complete, accurate or current, please log in to your account and correct the information as quickly as possible.

If you believe that we have not complied with our Information Practices, you may email us at cs@tremontlending.com. We will investigate and respond to your concern.